Just gotta play it smart. There are some sales where I 100% insist on using G&S, and others where I’m happy to trust the seller and use F&F or a bank transfer.
I bought some MP5 mags from a user on here yesterday. They had feedback and a history of interactions on the forum, so I was happy to go without G&S.
It’s like anything these days, really. You’ve just gotta use your judgement and assess each situation individually.
PayPal fees are part of the deal, and they suck for sellers, especially on a sale worth £800–£900. But you’ve gotta weigh that against the peace of mind knowing you’ve got some protection if things go wrong. I’d much rather lose £100 in fees than get stiffed and lose the entire £800–£900. (I realise this is not an accurate representation of a fee amount; I cba to actually find the fee for an £ 800- £ 900 sale lol)
For private sales, it’s easy enough to add a few quid to the asking price to help cover the fees anyway. An extra £5 is a small price to pay for a bit of peace of mind.
We as consumers pay thousands upon thousands to insurance companies for cars, devices, etc. I don't see the PayPal fee being any different